M&T Mobile Banking 5.4.1

Experience convenient banking with the M&T Mobile Banking App, designed for both personal and business customers. It enables you to quickly manage your finances so you can focus on what matters most.

Convenient Account Access:

• View available balances, transactions, credit limits, and check images
• Estimate net worth, track cash flow, centralize finances, categorize transactions, customize budgets, and monitor spending with M&T Money Smart

Secure Banking:

• Access your accounts using passcode, fingerprint, or facial recognition on compatible devices
• Receive M&T Alerts via text, email, or app notification for added security

Swift Money Management:

• Send money to almost anyone in the U.S. with Zelle®¹
• Deposit checks conveniently
• Enjoy immediate availability² of funds by using M&T Flash Funds™ for qualifying checks
• Transfer funds between M&T accounts or make loan and credit card payments
• Pay bills confidently with the M&T Bill Pay Guarantee³

Ease of Card Management:

• Take control of your personal M&T debit and credit cards by temporarily locking them, reporting lost or stolen cards, and ordering replacements
• Add authorized users to your personal and business M&T credit cards
• Access your M&T credit card rewards points and rewards account information

Ready Access to Support:

• Contact us easily using any of our provided contact numbers
• Find answers to your questions in our FAQ section
• Locate the nearest branch and ATM

Important Disclosures:

• ¹Zelle requires a U.S. bank account. Transactions are typically processed within minutes if the recipient's email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
• ²M&T Flash Funds™ has a fee of 2% of the total check amount ($2 minimum charge). Deposits made during nightly processing will not be available for debit payments processed that night; however, the funds can be immediately withdrawn.
• ³Learn more about the M&T Bill Pay Guarantee at mtb.com/billpay.

Please note that all advertised offers and terms of accounts and services are subject to change without notice. Once an account is opened or service begins, its features, conditions, and terms may change in accordance with applicable laws and agreements. For complete details, please reach out to an M&T representative.

Refer to the Digital Services Agreement for further information.

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